The Bonds are not protected by the FSCS or any other government savings or deposit protection scheme. As a result, the FSCS will not pay compensation to an investor in the Bonds upon the failure of Minerva. If Minerva goes out of business or becomes insolvent, investors may lose part or all of their investment.
This investment is only directed at persons certified as high net worth investors, sophisticated investors or restricted investors, or who are self-certified as sophisticated investors in accordance with Financial Conduct Authority rules. The value of these notes, and any income from them, can fall as well as rise and so you could get back less than you invest.
Bonds may have no established trading market when issued, and one may never develop. If a market does develop, it may not be liquid. Therefore, investors may not be able to sell their Bonds easily or at prices that will provide them with a yield comparable to similar investments that have a developed secondary market.
This is particularly the case for Bonds that are especially sensitive to interest rate, currency or market risks, are designed for specific investment objectives or strategies or have been structured to meet the investment requirements of limited categories of investors. These types of Bonds generally would have a more limited secondary market and more price volatility than conventional debt securities. Illiquidity may have a severely adverse effect on the market value of the Bonds.
The value of any companies or securities referred to in this Marketing Communication may rise as well as fall and sums recovered may be less than those originally invested. Your capital is at risk and income is not guaranteed.
Any references to past performance of any companies or investments made in this Marketing Communication are not indicative of their future performance. EGR and/or its directors and/or employees may have long or short positions in the securities mentioned herein.
If the recipient is in any doubt that the investment to which this document relates the he/her should consult an authorized person specializing in Investments of the kind in question. Any investment activity to which this document relates is only available to and will only be engaged with such persons.
Persons falling outside these categories should not act on all rely upon this document or any of its contents, and should return any copies in their possession to the Company.The prospectus does not constitute, or form part of, any offer or invitation to sell or issue, or any solicitation of any offer to purchase or subscribe for, any shares in the Company, nor shall it (or any part of it) or the fact of its distribution, form the basis of, or be relied on in connection with, or act as an inducement to enter into a contract or commitment therefore.
The information in the prospectus is subject to updating, completion, revision, further verification and amendment without notice. No representation or warranty, express or implied, is made or given by or on behalf of the Company any of their respective directors, or any other person as to the accuracy or completeness or fairness of the information or opinions contained in the prospectus and no responsibility or liability is accepted by any of them for such information or opinions or for any errors, omissions, misstatements, negligent or otherwise, or for any communication written or otherwise, contained or referred to in this document.
Accordingly, neither the Company nor any of their respective directors, officers, employees, advisors associated persons or subsidiary undertakings shall be liable for any direct, indirect or consequential loss or damage suffered by any person as a result of relying upon the statement or as a result of any admission in, or any document supplied with, the prospectus or by any future communications a connection with such documents and any such liabilities are expressly disclaimed. Notwithstanding the aforesaid, nothing in this paragraph shall exclude liability for any representation, warranty or other assurance made fraudulently.
Certain statements throughout the prospectus are “forward-looking statements” and represent projections, expectations and beliefs concerning, among other things, future economic performance. Any such projections, expectations and beliefs necessarily involve known and unknown risks and uncertainties which may cause actual performance and financial results in future periods to differ materially from any such projections, estimates and beliefs.
The prospectus and its contents (and all or oral explanations provided in connection with the same) our confidential and should not be distributed published or reproduced in whole or in part or disclosed by recipients to any other person at any time except for the purposes of analysis by certain employees advisors of the recipient who have agreed to be bound by the restrictions contained herein.
The prospectus should not be distributed to persons with addresses in Canada, Australia, Japan, the Republic of Ireland, Republic of South Africa or to persons with addresses in the United States of America its territories or possession or to any citizen thereof or to any corporation partnership or other entity created all organized under the laws thereof any such distribution could result in the violation of the laws of Canada, Australia, Japan, the Republic of Ireland, the Republic of South Africa or the United States of America.
It is not directed at or intended for distribution to or use by any person or entity in any jurisdiction where such distribution, publication or use would be contrary to applicable law or regulation.
The prospectus should be read in conjunction with the relevant Minerva Base Prospectus and Final Terms of each Series and prospective investors interested in investing in the company are recommended to seek their own independent financial, tax and legal advice.